Question 1

What is Obseq?

Accepted Answer

Obseq is the liquidity layer for stablecoin settlement. It provides instant settlement liquidity for payment companies, fintechs, and banks — coordinating global stablecoin liquidity so money can move instantly without prefunding. Obseq is regulated, enterprise-grade infrastructure headquartered in Dubai, UAE.

Question 2

What problem does Obseq solve?

Accepted Answer

Payment companies must prefund accounts across destination markets, trapping capital. Settlement delays (T+1, T+2) mean merchants and partners don't get paid on time. Obseq provides on-demand stablecoin bridge liquidity so payments settle instantly, while the underlying bank settlement catches up — turning a capital efficiency problem into an API call.

Question 3

Who uses Obseq?

Accepted Answer

Obseq serves payment companies, PSPs, acquirers, fintechs, banks, and crypto exchanges. It is used for cross-border payments, merchant settlement, crypto on/off ramps, and treasury liquidity management. There is also a consumer product (Obseq for Individuals) in early access.

Question 4

What products does Obseq offer?

Accepted Answer

Obseq offers four integrated products: (1) Liquidity Network — on-demand global stablecoin liquidity pools backed by $11.6B+ from institutional capital providers; (2) Routing Engine — intelligent multi-pool routing by price, risk, and corridor availability; (3) Credit & Risk Engine — real-time credit scoring and corridor-level risk controls; (4) Settlement Orchestration — end-to-end automation from drawdown to repayment.

Question 5

Does Obseq have an API?

Accepted Answer

Yes. Obseq offers a REST API at api.obseq.xyz. Key endpoints include POST /v1/liquidity/quote (request a liquidity quote), POST /v1/liquidity/withdrawals (execute a settlement), and GET /v1/liquidity/status (check settlement status). Full documentation is available at docs.obseqops.cloud.

Question 6

How is Obseq different from traditional settlement?

Accepted Answer

Traditional settlement requires prefunding accounts and waiting T+1 to T+2 for bank settlement to clear. Obseq provides on-demand liquidity so settlement happens instantly, without capital being trapped. Repayment is automated when the underlying settlement clears. The result is faster merchant payouts, less trapped capital, and 24/7 global availability with no weekend or holiday cut-off times.

Question 7

How much liquidity does Obseq have access to?

Accepted Answer

Obseq has $11.6B+ in active stablecoin liquidity from institutional capital providers across global settlement corridors, with 24/7 availability.

Settlement infrastructure for stablecoin payments

On-demand global stablecoin liquidity

Route liquidity intelligently

Automated credit for modern settlement flows

Automate settlement from
request to repayment

Liquidity for the
next generation of payments

Cross-Border Payments

Merchant Settlement

Crypto On/Off Ramps

Treasury Liquidity

Stop prefunding. Start scaling liquidity.